TN → FL · Music Birthplace to Northeast Florida

Moving from Memphis to Jacksonville?

Memphis to JAX — both 0% tax states (TN/FL), 38% housing premium, beach access + financial tech.

  • 740 mi Distance
  • 11 hr Drive time
  • -38% lower Home prices
  • 224 Sun days/year
The Story

Memphis-to-Jacksonville is the rare 0%-tax-to-0%-tax move. Both TN and FL have no state income tax. Housing 38% higher, COL 22% higher. The pull: Fidelity National Information Services (FIS) HQ, Black Knight (mortgage tech), Mayo Clinic Florida, Atlantic beaches 20 min east, year-round mild climate.

Why This Move

Why people move from Memphis to Jacksonville.

  • Same 0% income tax — TN/FL both have no state income tax
  • Fidelity National Information Services (FIS) HQ — major fintech
  • Black Knight (mortgage technology)
  • Mayo Clinic Florida (Jacksonville)
  • Atlantic beaches 20 min east (Jacksonville Beach, Ponte Vedra)
  • JaxPort — 3rd largest US auto port + cargo
  • Year-round mild climate
  • Less brutal crime than Memphis (JAX suburbs particularly safe)
Cost Comparison

The money side of TN → FL.

Memphis

  • Median home$235,000
  • Income tax0% (TN)
  • Cost index78

Jacksonville

  • Median home$325,000
  • Income tax0% (FL)
  • Cost index95
What to Do in Jacksonville

Things you'll want to know about your new city.

Bookmark this page — these are the icons of Jacksonville, organized by what kind of day you're planning.

Outdoors & Recreation

  • Jacksonville Beaches (Atlantic, Neptune, Jax Beach) — 26 miles of beach; surf-friendly, family-friendly
  • Friendship Fountain — Iconic riverside fountain; Southbank Riverwalk
  • Big Talbot Island State Park — Boneyard Beach with weathered driftwood

Culture & Arts

  • Cummer Museum of Art and Gardens — Riverside museum with formal gardens
  • St. Augustine (45 min south) — Oldest continuously occupied European city in US (1565)
  • TIAA Bank Field (Jaguars) — NFL stadium
  • Kingsley Plantation — Oldest standing plantation house in FL; National Park Service
  • Riverside / Avondale historic districts — Walkable historic neighborhoods

Family-Friendly

  • Jacksonville Zoo and Gardens — Among oldest US zoos; African and Asian collections
  • Museum of Science and History (MOSH) — Hands-on; planetarium, archaeology
Where to Eat

Jacksonville's essential restaurants.

The dining list every Jacksonville resident knows by heart. Save the spots, work through them.

  • Orsay French bistro Avondale

    Beloved bistro

  • Black Sheep Restaurant American Five Points

    Modern American

  • Bistro Aix French Mediterranean San Marco

    San Marco Square favorite

  • Restaurant Doro Italian Downtown

    Wood-fired Italian; rooftop

  • Maple Street Biscuit Company Southern biscuits Multiple

    Born in Jacksonville (now national)

  • Hyppo Gourmet Ice Pops Ice pops/dessert Multiple

    St. Augustine origin; Jax outpost

  • Town Hall American San Marco

    Modern American gastropub

  • Singleton's Seafood Shack Seafood Mayport

    Dock-side fresh local seafood

Where to Live

Best Jacksonville neighborhoods for Memphis transplants.

Mapped to the Memphis neighborhoods that probably feel like home to you.

  • Riverside / Avondale

    If Cooper-Young was your speed — walkable historic, restaurants, bungalows

  • San Marco

    If Midtown Memphis was your goal — walkable shopping/restaurants, top schools, charming

  • Five Points

    If Downtown South Main was your vibe — walkable, restaurants, art, breweries

  • Ortega

    If East Memphis affluent was your speed — affluent, walkable, top schools, $700K-$3M+

  • Mandarin (suburb)

    If Germantown was your suburban model — master-planned, top schools

  • Ponte Vedra Beach (suburb)

    If you wanted beach + family — affluent beach community, top schools

Climate & Walkability

What daily life feels like in Jacksonville.

Climate

Humid subtropical. Hot, humid summers (72-92°F, June-Sept). Mild winters (45-67°F, rare freeze). Hurricane season June-November (Matthew 2016, Irma 2017). 224 sun days/year.

  • Summer72-91°F
  • Winter45-66°F
  • Sun days/yr224
  • Rainfall52 inches

Walkability

  • Walk Score26/100
  • Transit Score26/100
  • Bike Score47/100

Jacksonville is car-dependent — most errands require driving.

Outdoors & Recreation

  • 26 miles of beaches — Atlantic, Neptune, Jax, Ponte Vedra, Mickler's
  • St. Johns River — kayaking, paddleboarding, fishing
  • Talbot Islands State Parks — beaches, hiking
  • Timucuan Ecological & Historic Preserve — 46,000 acres
  • Guana Tolomato Matanzas Reserve — coastal estuary
  • Surfing — surfable waves year-round at Jax Beach
Reality Check

What changes about your daily life.

  • Same 0% income tax — no change
  • Housing 38% higher — $235K Memphis SFH becomes $325K JAX SFH
  • Cost of living 22% higher
  • Climate stays humid subtropical (JAX Atlantic exposure)
  • Hurricane risk arrives (JAX coastal Atlantic)
  • Property insurance jumps modestly
  • FedEx/AutoZone/St. Jude career arc disappears (JAX FIS/Black Knight/Mayo Clinic replaces)
  • Music heritage shrinks (Memphis blues/rock/soul birthplace)
  • Beach access transforms — Memphis Mississippi River; JAX Atlantic warm-water
Driving Routes

How to drive there.

  • I-22 East / I-65 South / I-10 East

    740 miles via Birmingham, Mobile, Tallahassee. 11 hours / day move.

Move Logistics

What it takes to move 740 miles.

  • Full-service (3BR)$3,500-$6,500
  • Container/PODS$2,500-$4,500
  • DIY (26-ft truck)$1,800-$3,200
  • Best monthsOct-Apr (avoid hurricane season + Southern summer)
  • Lead time5-7 weeks ahead

USDOT-registered.

Common Questions

Moving from Memphis to Jacksonville: FAQ.

Why move if same 0% tax?

Career + lifestyle + crime improvement. Memphis has FedEx/AutoZone/St. Jude. JAX has FIS fintech, Black Knight, Mayo Clinic Florida. Different industry concentration. Plus JAX has Atlantic beaches 20 min east, year-round mild climate, and dramatically lower crime than Memphis.

FedEx career — JAX equivalent?

Limited. Memphis has FedEx World Hub uniquely. JAX has UPS hub but smaller. Most Memphis-to-JAX moves are career pivots toward financial tech (FIS, Black Knight) or healthcare (Mayo Clinic Florida).

Moving TN → FL?

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